Homeowners hit by Hurricane Helene face the grim task of rebuilding without flood insurance
A week after Hurricane Helene overwhelmed the Southeastern U.S., homeowners hit the hardest are grappling with how they could possibly pay for the flood damage from one of the deadliest storms in recent history to hit the mainland. The Category 4 storm that first struck Florida’s Gulf Cost on September 26 has dumped trillions of gallons of water across several states, leaving a catastrophic trail of destruction that spans hundreds of miles inland. Insurance professionals and experts have long warned that home insurance typically does not cover flood damage to the home. But most private insurance companies don’t carry flood insurance, leaving the National Flood Insurance Program run by the Federal Emergency Management Agency as the primary provider for that coverage for residential homes.