NAP Insurance Covers What Crop Insurance Doesn’t

The Noninsured Crop Disaster Assistance Program is a Farm Service Agency administered insurance program that covers most crops not covered by traditional crop insurance.  Bob Etheridge, State Director for the North Carolina Farm Service Agency says this type of insurance not only protects the producer, but the consumer as well:

“For the consumer its very important and it covers a lot of the foods we have on our table. There are close to 100 varieties in NC alone that are covered. There are deadlines that the new farmers need to be reminded.”

Etheridge outlines just a small number of the crops available for coverage:

“Herbs, apples, blueberries, peaches, pears, honey, beats, celery, greens, lettuces, alfalfa, hay, blackberries, grapes, plums, carrots etc. There are a volume of things to be covered, it’s a way of helping farmers stay in business and the consumers so the price doesn’t jump.”

Depending on the crop, the signup deadlines vary says Etheridge:

“This year there will be a sign up for hay and grazing in November. Farmers pay a premium for this coverage but looking at the weather they need that safety net.”

As we mentioned earlier, FSA handles these insurance policies, not the Risk Management Agency.  Etheridge says all you have to do is stop by:

“Many of these will be small farmers that is for commercial use. Go by the FSA and watch the due dates. I would say ask or call for more information.”

Bob Etherege, Farm Service Agency State Director in North Carolina.



A native of the Texas Panhandle, Rhonda was born and raised on a cotton farm where she saw cotton farming evolve from ditch irrigation to center pivot irrigation and harvest trailers to modules. After graduating from Texas Tech University, she got her start in radio with KGNC News Talk 710 in Amarillo, Texas.